About Us

Our Story


Ruth Grant Financial Services have made buying life insurance and mortgage protection insurance really easy with our no paper, no signature, no hassle process. You know what you want, you don’t want to talk to sales people and you want it now. Ruth Grant Financial Services take all the hassles out of buying insurance.


Ruth Grant Financial Services have elliminated the need for paperwork, this means a fast while efficient proceses for you and at the same time doing our part for the environment.


We let you decide how much cover you need, you are in control.



Our Credentials


Ruth has entered the business awards in the past for both Chamber of Commerce and Top Energy – Tall Poppies Awards for Northland Region. She won both the Gold Award for customer service for Northland division and the overall Supreme Award. These awards reflect credibility and business excellence. The tall poppy has now been adopted as Ruth Grant Financial Service Logo.


As a way of giving back by encouraging people with the benefit of sharing expertise and knowledge to be the best they can be, Ruth submits articles to local publications and delivers presentations as a guest speaker on various financial services.





"Ruth Grant at Ruth Grant Financial Services - awesome team and are fantastic to deal with. Got me a great deal, and better than any of the banks were offering me on my own."


Kathryn Trewin                    21 January 2016

Our Vision


To help you achieve your financial goals

To provide excellent risk management plans

To offer comprehensive mortgage solutions

To help you achieve financial freedom

To provide advice for personal and business

To Listen

Our Team


We are an enthusiastic and friendly team and we are passionate about providing the very best mortgage and insurance advice.

Ruth Grant  RFA


Ruth Grant is the winner of the 2005 Supreme award for Top Energy - Tall Poppy Business Awards for Northland. Ruth has been a business advisor and assessor in the financial services industry since 1986, including risk management, business and personal lending. Ruth previously held a position as Financial Services Manager of Westpac's 5 Northland branches. Ruth is dedicated to find the best financial solution for your own personal needs. 

Mortgage Solutions

We help simplify the loan application process especially if purchasing a first home, faced with minimum deposit requirements and ever changing kiwi saver entitlements. If you are refinancing, re-fixing interest rates or purchasing an investment property, it is her job to know which bank lending criteria suits your situation and will offer the right product and interest rates for you therefore removing the stress and making the whole process simple and understandable.

Natalie Kay-Hall  
Office Manager


Natalie Kay-Hall has been involved in the accounts and administration of the finance & insurance industry since 2004, enjoying being involved as part of a small team dedicated to finding the solution to protect you, your family or business or to find mortgage finance to purchase your new property.  Natalie is there to assist Ruth with the “nuts & bolts” to streamline the process for you.

1520 Springbank Rd,

State Highway 10

Kerikeri 0293, Northland

New Zealand

Tel: (09) 407 8125

Mob: 021) 285 8759

email: ruth@rgfs.biz

© 2016 by Ruth grant