16 New Zealanders


die each day, or one person every 90 minutes from coronary heart disease.

The Benefit of Using Ruth Grant Financial Services


If you know what you want and don’t require personalised advice, we have made buying life insurance, trauma insurance & mortgage protection insurance really easy with our no paper, no signature, no hassle process. We’ve eliminated the need for paperwork, this means a fast while efficient process for you and at the same time doing our part for the environment.

Life Cover


Every day you face a wide range of risks to your personal wellbeing and lifestyle. Life Assurance helps you minimise the financial impact of death or terminal illness. Life Assurance is designed to provide security for a wide range of financial commitments by paying a lump sum on your death.


This essential form of protection is used for a variety of purposes such as mortgage commitments, personal debt (such as loans or credit cards), security for business obligations, providing a lump sum to fund your family’s future lifestyle in the event of your death. If you have debts which you would like paid on your death, or want to create a capital lump sum that your family can draw upon to meet their needs, then life assurance is an essential part of your financial planning.

1 in 10 Women


will get breast cancer in their lifetime and a quarter will die from the disease



is the average age of female terminal illness claims, 59 for male

51 People a Day


are diagnosed with cancer in New Zealand



The diagnosis of a serious illness is devastating in any circumstances but the burden will be far greater if your financial security is also put at risk.


A person suffering from one of the four main critical illnesses (heart attack, heart disease, cancer or stroke) has a nearly 50% chance of surviving for up to 10 years beyond the critical incident. However, in many cases this involves a reduced working capacity and necessitates significant lifestyle changes and costs. A lump sum benefit can make a real difference to anyone that unfortunately suffers a potentially life changing traumatic event.

Mortgage Protection


Could your loved ones afford to keep your home in the event of your death? Fidelity Life's Life Insurance provides them with a lump sum payment which they can use to keep paying the mortgage until a decision is made about the family home. Please note Mortgage Protection insurance is a type of Life Insurance.

21 New Zealanders


a day have a stroke, 25% of which are under 65

1520 Springbank Rd,

State Highway 10

Kerikeri 0293, Northland

New Zealand

Tel: (09) 407 8125

Mob: 021) 285 8759

email: ruth@rgfs.biz

© 2016 by Ruth grant